Credit Relationship Officer
About the role
About the Role Victoria Finance PLC, a regulated microfinance institution serving low and middle-income earners, women and youth in Tanzania, is seeking a Credit Relationship Officer in Madibira. The officer assesses client creditworthiness, manages loan applications and monitors the loan portfolio, and reports to the Branch Manager. Responsibilities Identify new clients, understand their financial needs and build strong relationships to find loan opportunities Analyze financial statements, credit reports and other data to assess client creditworthiness and loan eligibility Gather documentation, complete loan applications and structure loan terms according to credit policies Identify credit risks, apply mitigation strategies and monitor loan portfolios for early signs of delinquency Negotiate loan terms, interest rates and repayment schedules with clients Address client inquiries, resolve loan concerns and provide ongoing financial guidance Monitor loan accounts, track repayments and take action on delinquent loans Maintain accurate records of loan transactions, prepare management reports and document credit decisions Requirements Bachelor's degree in Finance, Accounting or a related field Five years of experience in the banking or microfinance industry, preferably in credit analysis or relationship management Proficiency in Microsoft Office Suite and office management tools Strong analytical skills to evaluate financial data and assess credit risk Excellent communication and interpersonal skills Understanding of lending policies, procedures and regulatory compliance Find the gaps before the employer does We check your resume against every requirement in this posting, then show you what to fix. Check my fit How to apply Apply online through the application form on the Victoria Finance careers page: https://victoriafinance.co.tz/career/1 Apply for this job Save for later About Victoria Finance PLC Victoria Finance PLC aims to narrow the financial inclusion gap in Tanzania by providing tailored microfinance and microinsurance products to underserved communities, particularly low- and middle-income households, women, and youth. Financial Services 201-500 Employees Madibira, Mbeya, Madibira, Mbeya Actively Hiring Website: http://victoriafinance.co.tz/ How to apply Apply online through the application form on the Victoria Finance careers page: https://victoriafinance.co.tz/career/1 Apply for this job Save for later