Relationship Officer, 25
About the role
With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith. Come join our 31,000+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories! Employee Contract Type: Local - Fixed Term Employee (Fixed Term) Job Description: 30% Does clients recruitment and orientation to VFT- MFB LIMITED loan products and Services · Markets VFT- MFB LIMITED loan products and services and finds clients in designated areas of operation · Screen clients according to the loan products eligibility criteria · Trains Clients on VFT- MFB LIMITEDs’ Credit Policies and Procedures as per the set policies for each loan product · Ensures that Branch Manager/Loan supervisor asses clients on their understanding to the loan policies and procedures · Carries out Business visit to clients with a view to verifying if the business produces a regular income to enable the client to pay back the loan · Conducts cash flow analysis and credit investigation and background investigation to determine client’s credit worthiness and character · Open and maintain client’s files and ensure that all required information is filed according to the laid down policies · Responsible for recruiting credit worthy borrowers. · Ensure all clients receiving loans has business and are residents; · Ensures all loans are genuinely guaranteed · Ensures clients are well-known by local leaders/village authorities 15% Process loan applications · Ensures that clients read and understand each and every loan processing form before filling · Assists clients in filling and completing loan application forms and ensures that the forms are properly filled and affixed with clients’ photos · Facilitates deposits of the required cash security savings into the VFT- MFB LIMITED Bank Account · Ensures that clients complete all other collateral requirements as per the set policies according to the loan products · Fills Loan checklist and loan assessment and recommendation form. · Presents the loan applications to the branch credit committee (15%) Manages and controls loan repayment · Adhere to the zero tolerance policy of loan repayment · Responsible in ensuring that repayment of loans is done as per the agreed s