Loan Officer
About the role
About the Role Good Fund Microfinance Limited is seeking a proactive and target-driven Loan Officer to recruit clients, manage borrower groups, assess loan applications, monitor repayments, conduct loan recovery, and grow a quality loan portfolio through regular fieldwork in Dar es Salaam and the Pwani Region. Responsibilities Build, maintain, and grow a healthy loan portfolio in line with GFML’s lending policies and targets. Identify, recruit, screen, and assess prospective clients against eligibility criteria. Explain loan products, eligibility criteria, terms, conditions, fees, and repayment schedules to clients. Mobilize clients and form borrower groups in line with approved procedures and recruitment targets. Conduct field marketing, community outreach, and client acquisition activities. Maintain regular contact with borrower groups and individual clients through field visits and follow-up. Assess clients’ businesses and income-generating activities for loan appraisal. Monitor repayment schedules, collect instalments, and follow up on missed payments. Support loan disbursement and monitor repayment performance throughout the loan cycle. Verify client identities, business locations, guarantors, residential details, and supporting documents. Prepare weekly and monthly reports on client recruitment, loan performance, arrears, and recovery. Submit complete loan applications to the Credit Committee for review and approval. Provide professional, respectful, and timely customer service. Deliver financial education on responsible borrowing, business management, savings, and repayment obligations. Attend and monitor at least two group meetings per day where applicable, and reconcile passbooks and records. Complete daily documentation and update client and loan records accurately. Prepare weekly cash requisitions for approved loan disbursements and authorized operational expenses. Conduct timely loan recovery and escalate cases according to company procedures and applicable law. Protect confidential information and comply with confidentiality and non-disclosure requirements. Maintain orderly filing systems and secure client and company records. Prepare administrative forms, client documents, and related records. Support the coordination and documentation of meetings and other operational activities. Requirements Diploma or Bachelor’s degree in Business Administration, Accounting, Banking, Commerce, Marketing, or a related field. Microfinance lending experience, including group and individual loans. Client recruitment, beneficiary assessment, and borrower group formation skills. Loan appraisal, repayment monitoring, and loan recovery skills. Field marketing, community outreach, and customer service skills. Ability to assess businesses and income-generating activities. Strong English writing, drafting, and report-writing skills. Microsoft Word, Excel, and Outlook proficiency. Knowledge of loan management or ERP systems is an added advantage. Strong communication, organizational, documentation, and record-keeping skills. Ability to work independently and meet client recruitment and group formation targets. Honesty, trustworthiness, self-motivation, and commitment to confidentiality. Willingness to conduct regular field visits and work in different communities. Find the gaps before the employer does We check your resume against every requirement in this posting, then show you what to fix. Check my fit How to apply Applications should be addressed to the Chief Executive Officer, Good Fund Microfinance Limited, P.O. Box 33104, Dar es Salaam. Attach a detailed CV containing complete postal, email, and phone details, together with the names and contact details of three referees. Apply online through the application form: https://docs.google.com/forms/d/1zvme54Pwn7dyKTxb6-Jt3rSbgmGX0WVTtMo-XaioeEI/viewform Apply for this job Save for later About Good Fund Microfinance Limited Good Fund Microfinance Lim How to apply Applications should be addressed to the Chief Executive Officer, Good Fund Microfinance Limited, P.O. Box 33104, Dar es Salaam. Attach a detailed CV containing complete postal, email, and phone details, together with the names and contact details of three referees. Apply online through the application form: https://docs.google.com/forms/d/1zvme54Pwn7dyKTxb6-Jt3rSbgmGX0WVTtMo-XaioeEI/viewform